Posts Tagged "saving money"

Manage All of Your Rewards Cards in ONE Place with the New LOC Card

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There is an episode of Seinfeld where George has an “exploding wallet”.  His wallet is so full that he can barely close it …and sitting is a matter of circus-level balance and chiropractic expertise.

My wallet is starting to feel that way.  I obviously don’t carry it in my back pocket… but it is starting to bulge at the seams.  Closing it is becoming a bit of a struggle.  I keep thinking something is caught in there…but that isn’t the case.  It is just full.

Want to know what is in there?

My driver’s license, of course.  My 3 debit cards for three different accounts and my Target debit REDcard.  One or two receipts, stamps, a MTA Metro Card (cause we all know I could ride the NYC subway system at any given point in time) and my loyalty cards.

My what?

My loyalty cards.  You know, the ones that get you a discount, or earn you points towards free stuff?

I’ve got a cards to Dillons, HyVee, Hancock Fabrick, Panera Bread, Best Buy, LEGO, Toys R Us, Hallmark and CVS.

Those are the ones I found.  I’m pretty sure I’ve got more…one to Chico’s and White House/Black Market …but I can’t find them.

This seems a little crazy…but a girl just can’t give up on her dreams of discounts and points for free stuff.

I recently learned about a NEW loyalty card called the LOC card.  This is one card that will replace all of your other cards, literally.  The LOC card will managed your current loyalty cards for you.  You show/swipe the LOC card when you make your purchase and the points/rewards are automatically added to that store’s account, and if there is an in store discount it will register with the swipe of the LOC card as well.

You can go online at and manage your different accounts.  Check to see the balance of your rewards at BestBuy before they expire (I mean, I’ve heard that people actually let those things expire because they can’t remember how to log on and check on them….), see what coupons are available at White House Black Market, check the balance of your CVS Extra Care Bucks….all in one place.  Once address, one password.

The other bonus?  If there is a loyalty card that you would like to have (like that Michael’s rewards card you keep thinking you should have when you spend $100 on crafting supplies…..), swiping your active LOC card will automatically register you for the program.  No filling out papers in store or taking home something to fill out that you immediately forget about and never return (again, I’m hypothesizing here). LOC does the work for you.

This is a new program that launched in October of this year.  They are currently working on contracts with many different stores.  If LOC is something that you would like to use, you can suggest your favorite stores to them on their website:

The LOC card will be available in a good old wallet sized card (if you are a traditionalist), a key fob (if you like to swing your keys around and hear the extra jangle) or as a smart phone app (if you prefer to scroll through your phone looking for the right app instead of searching through your purse for the right card…. just sayin’ …there’s not a lot of hope for true organization for me …).


The LOC card is a free service to use and I’m really excited as I watch it getting ready to take off!  You can follow along on their Facebook page and watch for announcements as they add new stores to their service.  You can also follow them on Twitter: @LOCCard.

If my many musing and constant rambling didn’t quite make sense … you can also watch a quick video on how the LOCCard works over on YouTube.

One more thing:  LOC Card is having a “Show Us Your Cards” contest on their Facebook Page.  By showing them a pic of your pile o’ cards…you could win a $50 Visa gift card.  Now who couldn’t use a little extra cash about now?  Get the details here.


I just want the use of wallet back.


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How Strong is Your Coupon Character?

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One of the relevant points of using coupons to save money is the art of stock piling when you get a good deal.  A lot of times, even if it isn’t something they will use a lot of, people will buy a large amount of one item because it is such a good deal…or because of what they get out of it (gift cards, extra bucks, points, etc).

I was thumbing through the ads tonight and noticed that one of the “$5 Gift Card with Purchase” deals at Target this week is KY Yours and Mine personal lubricant.  This item designed for her pleasure is on sale for  $14.99 and there are several different coupons available… you could get this for a final price of around $5 …normally $20.  That is a great deal.

But just how good of a deal?  I’m wondering how many people have enough strength of character (see how I worked that one in today?!) to but 5, 6, even 7 packages of KY Personal Lubricant just because it is a good deal?  I’m fairly hard to embarrass but I can promise you that I couldn’t walk out with that much lube and not be mortified.  My backbone is not that strong.  I do not have that much hutzpa.

The hardest purchase I’ve had to make to date was a LARGE quantity of pads from CVS a couple of years ago.  Some were for me (uh…I was PREGNANT) and the rest I was planning on donating.  I don’t remember the details but I’m sure it involved seeing exactly how many items I could purchase at CVS while paying only pennies and walking away with enough Extra Care Bucks to rule the Universe.  The deep shade of scarlet on the male, early-college years cashier led ME to be embarrassed. In an attempt to be witty I was bumbling on about how I know it looked funny but I promised this wasn’t all for ME … ha ha ha.  I’m guessing pure, agonizing silence would have been better.

Another embarrassing purchase was no deal…but necessity …. SuperBaby was, oh, 3 months old, and I lugged my post partum self along with an infant, a toddler and a preschooler into the store to purchase … a pregnancy test.  Baby crying, older two misbehaving (it was probably their nap time)… the cashier actually said to me: “Oh please tell me this isn’t for you”.

Soooo…. what has your most embarrassing purchase been?  Has there been a time when you have laid it all out just to get a good deal?  What about now?  Now that I’ve laid down the proverbial KY gauntlet…anyone going to take the challenge?

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Sunday Coupon Preview: January 30, 2011

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Here is a look at this weekend’s coupon inserts! I always like to know what to expect before the weekend arrives so I can plan both my shopping…and my paper purchases!  This weekend is the last of the month which means there will be a P & G insert.  Smaller than they have been ($98 in savings) it is still chalk full of great coupons.  You will also find 2 Red Plum inserts and a Smart Source.  Get those scissors ready!

While you are in the coupon mood, don’t forget to check out all of the great printable coupons available because when the month ends most of them will disappear!

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